Before you purchase a home, it’s important to decide whether you’re at the right point in your life and career to make such a commitment. Otherwise, you risk making a home buying mistake that’s difficult and costly to amend. Here’s what to consider whe...

Today’s mortgage rates can have a huge impact on how much you pay for your home. Where a competitive mortgage rate can help you lower your monthly housing payment, overpaying for a home loan can leave you paying more interest than you should. Fortunately, mortgage rates today are considerably lower than they were just a […]

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Depending on who you ask, hard money loans are either the easiest and best source of funding for real estate investors or nightmare loans of last resort. Who’s right? Learn about hard money loans for renovations in real estate, and whether you should c...
The longer your home sits on the market, the greater the chances are you’ll be forced to move before it’s sold. And carrying two housing payments at once is something no one wants to face. Follow these tips to maximize your odds of attracting showings ...
Offering seller financing when you sell a home lets you act as the bank for the buyer’s mortgage. Seller financing may be the only way to sell a unique or difficult-to-finance property for what it’s worth. Is seller financing right for you? Read on to ...
Buying a home comes with many decisions, among them the loan term you want. Should you choose a shorter loan term with higher minimum monthly payments or a longer loan term with smaller payments? Learn the differences between a 15-year and a 30-year mo...
Bad credit doesn’t mean you can’t own a home. But the worse your credit, the harder it is to qualify for an affordable loan. And just because you can buy a home even with poor credit doesn’t mean you should. Read on to learn what to consider when buyin...
Getting a mortgage to buy a home is complicated. Hearing terms like “preapproval” and “prequalification” makes it more confusing. What do those terms mean, how does preapproval differ from prequalification, and why would you want to be preapproved or p...
For real estate investors, juggling multiple property deals and loans can get complicated. Blanket loans often help to simplify matters by letting borrowers take out a single loan to cover multiple properties. Learn what blanket loans are, their pros a...
Historically low interest rates have made borrowing money for home mortgages cheap. But buying a home in cash to avoid debt remains appealing to many. For those who have the cash on hand to buy a home outright, the question remains: Is it a good idea? ...