Have you ever wondered what an APR really is? Learn how to calculate it and — most important — how to use it to compare the cost of credit.
The post APR (Annual Percentage Rate) — What It Is & How to Calculate appeared first on Money Crashers.
The Chase Sapphire Preferred® Card is a popular travel rewards credit card that’s ideal for people who dine out and travel often. Though it does come with an annual fee of $95, Sapphire Preferred has a generous rewards program: Plus, it...
The Delta SkyMiles® Reserve Business American Express Card is reserved (no pun intended) for loyal Delta business travelers who like to travel in style and don’t mind paying the $550 annual fee. It’s a perennial contender for inclusion...
The Capital One QuicksilverOne Cash Rewards Credit Card is a cash back credit card that charges a $39 annual fee and earns a flat, unlimited 1.5% cash back rate on every purchase. Cash back rewards can be redeemed for a variety of c...
The Capital One VentureOne Rewards Credit Card is a travel rewards card with no annual fee and a straightforward, easy-to-understand rewards system that earns 1.25 miles per dollar spent on every purchase. There are no minimum requirements fo...
The Capital One Quicksilver Cash Rewards Credit Card is a popular cash back credit card that pays a flat, unlimited 1.5% cash back rate on all purchases and doesn’t charge an annual fee. Like many fellow cash back cards, it boasts ...
With a credit builder loan from CreditStrong, you can start building your credit history and improving your credit score without the risk of racking up high-interest debt or damaging your credit further. Whether you're just starting out or trying to re...
The Citi Simplicity® Card really lives up to its name. This straight-shooting credit card has one of the longest introductory 0% APR balance transfer promotions in the business (after which variable regular APR applies). Plus, while it doesn’t ha...
Your credit score doesn’t just affect your personal finances. Your credit influences many aspects of your personal and public life, including plenty that don’t involve borrowing. Read on to find out how a bad credit score can negatively affect you, and...
Full disclosure: I love credit cards almost as much as I love credit card statistics. I have multiple cash-back credit cards, multiple travel rewards credit cards, a gas credit card (which doubles as my Costco credit card), and a few others too. I̵...
